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The Citizens Advice Bureau website provides a great deal of useful information about managing debts. Their bureau and telephone helpline provide free and independent debt advice:
http://www.citizensadvice.org.uk
Step Change Debt Charity website provides much useful information on the different options available to borrowers struggling with debt problems. They operate a telephone helpline that provides free and independent advice:
http://www.stepchange.org.uk
The Money Advice Service website provides useful information, particularly in dealing with unsecured debts:
http://www.moneyadviceservice.org.uk