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Co-ownership
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A notice of severance is 'served' when at the moment of delivery even if the sender destroys it before being read by its intended recipient.
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Express declarations of trust are conclusive in the absence of vitiating factors such as fraud
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Where property is purchased in joint names as a family home, the starting point is a heavy presumption of equitable joint tenancy
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A co-owner's informal agreement to sell their interest can effect severance by 'mutual agreement' even if the agreement is later revoked.
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A co-owner's fraudulent mortgage of co-owned land can amount to an act of severance.
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Page-Wood VC explored three methods of severance in this case: operating on one's own share, mutual agreement and course of dealing
Kinch v Bullard (1999)
Goodman v Gallant (1986)
Stack v Dowden (2007)